by Nizar Janmohammad | Jun 19, 2025 | Uncategorized
Welcome back to the tariffs-and-what-they-mean-for-you segment of your weekly Strategy Note. On today’s agenda: Steel and aluminum. The U.S. just raised tariffs on these to 50 percent. If your Duluth business relies heavily on manufacturing and construction...
by Nizar Janmohammad | Jun 12, 2025 | Uncategorized
Thanks to Michael Scott, we all know confidently that shouting “I declare bankruptcy” into the void won’t make your debt problem vanish into thin air. Well, as it turns out, neither does actually declaring bankruptcy. As long as the IRS is...
by Nizar Janmohammad | Jun 11, 2025 | Uncategorized
Payroll day has a way of sneaking up on you. Even when things are running smoothly, there’s still that moment of holding your breath—Will the software cooperate? Are the numbers right? Is everyone getting paid on time? And if something does go wrong, it’s on you to...
by Nizar Janmohammad | Jun 5, 2025 | Uncategorized
Because you’re probably digging out from under a heap of emails and half-finished to-do’s after the long weekend, I’ll get straight to it: There was quite a bit of tariff movement that happened over the weekend. The U.S. and E.U. are accelerating...
by Nizar Janmohammad | May 31, 2025 | Uncategorized
Feeling the strain of tightening things up and trying to stay one step ahead of whatever’s coming next? You’re in good company – because this kind of pressure isn’t new.Sam Walton didn’t have deep pockets or a fancy MBA. But he did have a knack for thinking a few...
by Nizar Janmohammad | May 30, 2025 | Uncategorized
We like there to be a “bad guy” in our journey to financial freedom. Someone who we can all jump on as the cause for our financial stress. When it comes to taxes, that’s usually the IRS… and they know it. And I know it too – hence my consistent warnings to my...